We Serve Business Owners
Every day at Essencap Funding, we meet business owners facing the same critical question: how to finance their company's growth? After years of building a successful enterprise, many find themselves at a crossroads where expansion becomes necessary but the path forward isn't always clear.
The business world needs clear guidance when it comes to growth financing options. With numerous loan programs available, many owners become overwhelmed trying to determine which path will best support their expansion plans. What businesses truly need is expert guidance from professionals who understand both their specific business goals and the complexities of government-backed lending programs.
At Essencap Funding, we help small businesses navigate these financing decisions and have guided countless business owners through choosing the right loan structure for their expansion needs. Each program serves different purposes, and understanding their unique benefits can make all the difference in your business's growth journey.
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Purchase or improve real estate (as long as your business occupies the property)
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Secure working capital to weather seasonal fluctuations
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Refinance existing business debt to improve cash flow
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Acquire equipment to enhance operations
LOAN REQUEST INSTRUCTION
1) To better understand your situation, please provide the following information.
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3-year personal tax return.
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3-year business tax return.
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Year to date financial statement, balance sheet, income statement, AR, AP and inventory report.
2) Personal financial statement (1003 or SBA 413 form) (per attached)
3) Debt Schedule (per attached),
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Please provide the most recent debt statement.
4) Three months bank (computer screen shoot is not acceptable)
5) If this is real estate acquisition, business target location, address, the purchase price.
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Is the business use more than 50% of the space?
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Is the business operating in the location already? Please provide copy of the lease.
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If there are other tenants, please provide lease and rental income.
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Please provide real estate tax and insurance.
6) If this is a working capital or inventory funding request, please explain how the loan will help you.
7) A one-page summary of your business.
8) Loan request, ideally what is the amount of financing would you like to obtain.
9) Please provide your credit condition, if you know of any judgment, late payment..etc.
Email to wecare@essencap.com.