All Posts

Buy → Rehab → Rent → Refinance → Repeat

In the competitive world of real estate investing, choosing the right financing option can make or break your portfolio's growth. As a leading DSCR (Debt Service Coverage Ratio) lender, Essencap Funding specializes in providing flexible, property-focused loans that empower investors to scale their operations without the rigid constraints of traditional lending. Unlike conventional loans backed by government-sponsored enterprises (GSEs) like Fannie Mae (FNMA) and Freddie Mac (

Direct Lending - Construction / Fix & Flip / Bridge Loans FAQ

Renting means predictable short-term costs but no equity buildup and vulnerability to rising rents or lease changes. Owning commercial property—such as an office, warehouse, or storefront—allows you to build wealth through equity, potentially reduce long-term expenses, gain tax benefits (like depreciation and interest deductions), and enjoy full control over your space.