We Serve Business Owner
Every day at Essencap Funding, we meet business owners facing the same critical question: how to finance their company's growth? After years of building a successful enterprise, many find themselves at a crossroads where expansion becomes necessary but the path forward isn't always clear.
The business world is in need of clear guidance when it comes to growth financing options. With numerous loan programs available, many owners become overwhelmed trying to determine which path will best support their expansion plans. What businesses truly need is expert guidance from professionals who understand both their specific business goals and the complexities of government-backed lending programs.
At Essencap Funding, we help small businesses navigate these financing decisions and have guided countless business owners through choosing the right loan structure for their expansion needs. Each program serves different purposes, and understanding their unique benefits can make all the difference in your business's growth journey.
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Purchase or improve real estate (as long as your business occupies the property)
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Secure working capital to weather seasonal fluctuations
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Refinance existing business debt to improve cash flow
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Acquire equipment to enhance operations
在 Essencap Funding，我们每天都会遇到面临同样关键问题的企业主：如何为公司的发展融资？许多企业主在多年成功经营后，发现自己正处于一个十字路口，扩张势在必行，但前进的道路却并不总是清晰明朗。
在增长融资方面，商业世界需要明确的指导。面对众多贷款项目，许多企业主不知所措，难以确定哪种方案最能支持他们的扩张计划。企业真正需要的是来自专业人士的专家指导，这些专业人士既了解他们的具体业务目标，也了解政府支持贷款项目的复杂性。
在 Essencap Funding，我们帮助小型企业做出这些融资决策，并指导无数企业主选择适合其扩张需求的贷款结构。每个项目都有不同的用途，了解它们的独特优势对于您企业的成长之旅至关重要。
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购买或改善房地产（前提是您的企业使用该房产）
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获得营运资金以应对季节性波动
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对现有企业债务进行再融资以改善现金流
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购置设备以提升运营效率
LOAN REQUEST INSTRUCTION
1) To further understand your situation, can you provide the following information.
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3-year personal tax return.
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3-year business tax return.
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Year to date financial statement, balance sheet, income statement, AR, AP and inventory report.
2) Personal financial statement (1003 or SBA 413 form) (per attached)
3) Debt Schedule (per attached),
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Please provide the most recent debt statement.
4) Three months bank (computer screen shoot is not acceptable)
5) If this is real estate acquisition, business target location, address, the purchase price.
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Is the business use more than 50% of the space?
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Is the business operating in the location already? Please provide copy of the lease.
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If there are other tenants, please provide lease and rental income.
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Please provide real estate tax and insurance.
6) If this is a working capital or inventory funding request, please explain how the loan will help you.
7) A one-page summary of your business.
8) Loan request, ideally what is the amount of financing would you like to obtain.
9) Please provide your credit condition, if you know of any judgment, late payment..etc.
Email to www.wecare@essencap.com">www.wecare@essencap.com or our loan portal.
1) 为了更好地了解您的情况，请提供以下信息：
三年个人所得税申报表
三年企业所得税申报表
截至目前的财务报表，包括资产负债表、损益表、应收账款、应付账款和存货报告。
2) 个人财务报表（1003 表或 SBA 413 表）（见附件）
3) 债务明细表（见附件）
请提供最新的债务报表。
4) 最近三个月的银行对账单（不接受电脑屏幕截图）
5) 如果是房地产收购，请提供业务目标地点、地址和购买价格。
该业务是否使用超过 50% 的空间？
该业务是否已在该地点运营？请提供租赁合同副本。
如果还有其他租户，请提供租赁合同和租金收入证明。
请提供房产税和保险信息。
6) 如果是营运资金或库存融资申请，请解释贷款将如何帮助您。
7) 一页的业务概况。
8) 贷款申请：您理想的融资额是多少？
9) 请提供您的信用状况，例如您是否知道有任何判决、逾期付款等情况。
请发送电子邮件至 www.wecare@essencap.com">www.wecare@essencap.com 或通过我们的贷款门户网站提交。