Essencap is a direct lender for investment properties ranging from single-family homes up to 10 units. No tax returns required — loans qualify based on rental income, taxes, and insurance only.

Essencap offers 12- to 24-month short-term loans with quick closings and high leverage. Fix-and-flip and ground-up construction projects are welcome.

Essencap welcomes asset classes such as warehouses, office buildings, apartment buildings, retail strips, and more. We provide long-term financing solutions.